Spring Clean Your Finances

Spring Clean Your Finances

March 25, 2019
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Spring-Clean Your Finances: 10 Tips to Boost Savings -- Find areas in your budget that you may be able to live without.

Here are 10 quick and easy ideas for generating an extra $250 a month that can be used to pay down debt or redirect to your retirement savings:

Must have... or nice to have?


Savings Idea

Minimum Monthly Savings


Cut out the boutique morning coffee — make at home.



Drop cable TV – you can find most shows online for free.

$20 (basic cable)


Stop eating out one night a month.

$80 (family of four)


Borrow two movies from your local library instead of paying monthly streaming fees.



Make a list before going to the grocery store.



Invite friends to play board games over a simple meal.



Properly inflate your car’s tires, and clean the air filter.

$10 (depending on  driving distances)


Give a gift of services instead of an item. For aging relatives, offer to clean out their garage this spring.



Instead of going to the mall, check out your town’s recreational areas and  entertainment offerings.



Buy staples in bulk, such as canned tuna, paper products and laundry soap.






This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

Kmotion, Inc., 412 Beavercreek Road, Suite 611, Oregon City, OR 97045; www.kmotion.com

 © 2019 Kmotion, Inc. This newsletter is a publication of Kmotion, Inc., whose role is solely that of publisher. The articles and opinions in this newsletter are those of Kmotion. The articles and opinions are for general information only and are not intended to provide specific advice or recommendations for any individual. Nothing in this publication shall be construed as providing investment counseling or directing employees to participate in any investment program in any way. Please consult your financial advisor or other appropriate professional for further assistance with regard to your individual situation.